An agent helps you understand your risks, compares coverage options and prices from carriers, and helps you buy the right policy. We also help with policy changes, renewals, and claims.
02
A captive agent represents one insurance company. An independent agent works with multiple carriers, so we can cdompare your coverage across several companies and find the best fit for your needs and budget.
03
No. Agents are typically paid commission by the insurance company, so you pay the same premium (often less, thanks to comparison shopping) as you would buying directly.
04
Auto: your address, driver’s license numbers, vehicle VINs, and your current coverageHome: property address, year built, square footage, roof age, and any updatesBusiness: business type, revenue, payroll, number of employees, and claims history